Who I Am Listening to for Different Kinds of Investing Advice

Joel Olson • November 15, 2021

Who I believe is worth listening to when it comes to unique investment strategies

Okay, so as people have more and more money, we're often asked, "What do we do for different types of investments?" 


And, "Were are we putting our money?"


And, "Where do we get advice from?" 


Now I'm a big advocate for the idea that people use professionals and get information and do a ton of research in order to get the best return on their money, in order to get the best information and to have the best situation possible. 


So here's a list of some of the people I'm listening to on a variety of different investments that could be helpful for you. 


 Number one: Sports card investing. I love sports card investing! 


Did you know that the average sports card has a 30 to 35% return year over year? 


It's one of the most lucrative investments out there. 


You'll be surprised at how many very wealthy people consider this a core part of their investing strategy. 


My "go to" advisor on this is SportsCardInvestor.com. 

On this site and Youtube Channel, you can find weekly tips. 


You can find secrets on how to get into the hobby on how to start your collection and different strategies. 


In particular, the principal person behind this is someone who has invest in tech companies and knows the business side really, really well. 


So Sports Card Investor is the best YouTube channel for me when it comes to investing. 


 Number two: gold, silver and commodities. 


Obviously people are looking more and more on physical gold and silver. It's a hard thing to understand, but I found that it is a really good way to hedge yourself against inflation. 


My “go to” video advisor right now that I'm watching is a guy by name of Silver Dragons

On his page he has a list on different types of chunk server you can buy, different ways you can buy it, how to understand “spot”... it's got a lot of really basic videos that I find UBER helpful on things.

Number 3 - What about real estate? 


 Well, you don't have to be around very long to be familiar with Rich Dad Poor Dad. 


 Rich Dad's advisor, Ken McElroy, has a YouTube channel full of great real estate investing tips. 

His takes on things far exceed most people you'll find on the internet. 


I'm looking at Ken McElroy’s stuff for how to get into real estate investing, different strategies, different opportunities….


This is definitely the person that I would go to if I want to look at some things and as far as real estate investing. 


 Number 4 : stocks…


Stocks have still proven to be a worthy investment to go into. 


I'm a big fan of “Stock Moe”. 

Stock Mo is teacher. 


He goes into a variety of different stocks... why he picks the stocks he does...


He has some options on penny stocks, dividend stocks, and things that he has gotten into as well. 


So Stock Moe is the YouTube channel that I go to when it comes to stocks. 

Oh, and of course I would be remiss without mentioning...

 

Number 5 : cryptocurrency!

 

A lot of people have gotten into cryptocurrency and man is that a confusing field in order to look into.

 


The YouTube channel I love to look at you when it comes to cryptocurrency is Lark Davis.

 

 

Lark Davis goes to into how to build a portfolio around different crypto coins and also goes into some great information both on what’s happening currently in the market as well as some great beginner tips. 

 
So Lark Davis is my “go to: when it comes to crypto currency.

 

This is my "go-to" list when it comes to investing in different types of investing and creative investment strategies... What are some of yours?

 

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Joel Olson
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Mortgage Advice to Help You Through a Separation

By Joel Olson • September 9, 2025
With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners, it’s important to know how to handle your mortgage if you decide to separate. Here’s a quick list of things to consider. Keep making your payments. A mortgage is a legally binding contract between you and the lender. It doesn’t take marriage into account. If your name appears on the mortgage, you're responsible for making sure the regular payments are made. A marital breakdown does not give you an excuse not to make your mortgage payments. If, during your marriage, you've relied on your spouse to make the mortgage payments and you aren’t certain payments are being made after separating, it's in your best interest to contact the lender directly to verify your mortgage is being paid. If payments aren't being made, it could affect your credit score or worse; the lender could start foreclosure proceedings. There is always a financial cost to break your mortgage. When working through how to split your finances, you decided to either refinance your mortgage, remove someone from the title, or sell the property, keep in mind that you will incur legal costs. If you’re in the middle of a term, the penalty for breaking your mortgage might be significant, especially if you have a fixed-rate mortgage. It’s certainly worth contacting your mortgage lender directly to verify the cost of breaking your mortgage. Having that information accessible when writing out your separation agreement will provide increased clarity. Listing your marital status as separated or divorced. When completing a mortgage application for securing new mortgage financing, when you list your marital status as separated or divorced, you can expect that a lender will want to see your legal separation agreement or your divorce papers. The lender wants to make sure you aren’t responsible for support payments. So if you haven’t finalized the paperwork, expect delays in securing mortgage financing. It could be harder to qualify for a new mortgage. With the separation of assets also comes the separation of incomes. If you qualified for your existing mortgage on a double income, you might find it hard to maintain the same quality of lifestyle post-separation. This is where careful planning comes in. Working closely with your independent mortgage professional will ensure you understand exactly where you stand. You’ll want to put together a plan for how to handle the mortgage on the matrimonial home. Purchasing the matrimonial home from your ex. There are special considerations given to people going through a separation to buy out the matrimonial home. Instead of looking at the transaction like a refinance where you can only borrow up to 80% of the property’s value, lenders will consider one spouse buying out the other up to a 95% loan to value ratio. This comes in handy when dividing assets and liabilities. Navigating the ins and outs of mortgage financing isn’t something you have to do alone. If you're going through a separation and you’d like to discuss all your mortgage options, please connect anytime. It would be a pleasure to walk you through the process.

From Summer Shine to Fall Fine: Smart Home Projects to Tackle Before the First Frost

By Joel Olson • August 28, 2025
As patios wind down and pumpkin spice ramps up, fall is the perfect reset for your home—and your homeowner game plan. These quick wins boost comfort, curb appeal, and efficiency now, and set you up for a low-stress winter (and a strong spring market). 1) Safety & “silent leak” checks (Weekend-ready) Clean gutters & downspouts. Add leaf guards where trees overhang. Roof scan. Look for lifted shingles, cracked flashings, or moss. Seal the shell. Re-caulk window/door trim; replace weatherstripping. Test alarms. New batteries for smoke/CO detectors; add one near bedrooms. Why it matters: Prevent water intrusion and heat loss before storms roll in. 2) Heat smarter, not harder Furnace/boiler tune-up and filter change. Smart thermostat with schedules and geofencing. Draft hunt. Foam gaskets behind outlets, door sweeps on exterior doors. ROI tip: Efficiency upgrades lower monthly bills and can improve lender ratios if you’re eyeing a refinance later. 3) Fall-proof your yard (so spring you says “thanks”) Aerate + overseed + fall fertilize for thicker turf next year. Trim trees/shrubs away from siding and power lines. Mulch perennials and plant spring bulbs now. Shut off/bleed exterior taps and store hoses to avoid burst pipes. 4) Extend outdoor season (cozy edition) Portable fire pit or propane heater + layered blankets. Path/step lighting for darker evenings (solar or low-voltage). Weather-resistant storage for cushions/tools to preserve value. Neighborhood curb appeal: Warm lighting and tidy beds make a big first impression if you list in shoulder season. 5) Water management = winter peace of mind Re-grade low spots and add downspout extensions (2–3+ metres). Check sump pump (and backup). Look for efflorescence or damp corners in the basement. 6) Mini-renos that punch above their weight Entry/mudroom upgrade: hooks, bench, boot trays, closed storage. Laundry room tune-up: counter over machines, sorting bins, task lighting. Kitchen refresh: new hardware, tap, and under-cabinet lighting in one afternoon. Budget guide: Many of these land under a micro-reno budget—perfect for a modest line of credit. 7) Indoor air quality tune-up Deep clean vents and dryers (including the rigid duct). Add door mats (exterior + interior) to catch grit/salt. Houseplants or HEPA purifier for closed-window months. Fast Timeline (pin this to the fridge) Late August–September Gutters/downspouts, roof/caulking, HVAC service, lawn care, plant bulbs, exterior tap shut-off plan, path lighting. October Weatherstripping/sweeps, fire pit setup, organize mudroom/garage, test alarms, sump check, downspout extensions, dryer vent cleaning. Financing smarter: make your mortgage work for your home Annual mortgage check-in. As rates, income, and goals evolve, a quick review can free up cash flow or open options for a small fall project budget. HELOC vs. top-up refinance. For bite-size projects, a HELOC can be flexible. For bigger renos you plan to pay down, a top-up refi might make more sense. Bundle & prioritize. Knock out the high-impact, low-cost items first (air sealing, safety, water management) before the cosmetic upgrades. Not sure which route fits your fall plans? We’ll run the numbers and map the best financing path for your specific budget and goals. Quick Checklist (copy/paste) ☐ Clean gutters/downspouts; add guards ☐ Roof & flashing visual check ☐ Re-caulk, weatherstrip, add door sweeps ☐ HVAC service + new filter ☐ Aerate/overseed/fertilize; trim trees; plant bulbs ☐ Path & entry lighting ☐ Drain/bleed outdoor taps; store hoses ☐ Downspout extensions; sump test ☐ Dryer vent cleaning ☐ Mudroom/garage organization ☐ Schedule mortgage review / discuss HELOC vs refi Ready to make fall your low-stress season? Book a quick fall mortgage check-up—15 minutes to see if a small credit line or a tweak to your current mortgage could cover your priority projects without straining cash flow.