Who I Am Listening to for Different Kinds of Investing Advice

Joel Olson • November 15, 2021

Who I believe is worth listening to when it comes to unique investment strategies

Okay, so as people have more and more money, we're often asked, "What do we do for different types of investments?" 


And, "Were are we putting our money?"


And, "Where do we get advice from?" 


Now I'm a big advocate for the idea that people use professionals and get information and do a ton of research in order to get the best return on their money, in order to get the best information and to have the best situation possible. 


So here's a list of some of the people I'm listening to on a variety of different investments that could be helpful for you. 


 Number one: Sports card investing. I love sports card investing! 


Did you know that the average sports card has a 30 to 35% return year over year? 


It's one of the most lucrative investments out there. 


You'll be surprised at how many very wealthy people consider this a core part of their investing strategy. 


My "go to" advisor on this is SportsCardInvestor.com. 

On this site and Youtube Channel, you can find weekly tips. 


You can find secrets on how to get into the hobby on how to start your collection and different strategies. 


In particular, the principal person behind this is someone who has invest in tech companies and knows the business side really, really well. 


So Sports Card Investor is the best YouTube channel for me when it comes to investing. 


 Number two: gold, silver and commodities. 


Obviously people are looking more and more on physical gold and silver. It's a hard thing to understand, but I found that it is a really good way to hedge yourself against inflation. 


My “go to” video advisor right now that I'm watching is a guy by name of Silver Dragons

On his page he has a list on different types of chunk server you can buy, different ways you can buy it, how to understand “spot”... it's got a lot of really basic videos that I find UBER helpful on things.

Number 3 - What about real estate? 


 Well, you don't have to be around very long to be familiar with Rich Dad Poor Dad. 


 Rich Dad's advisor, Ken McElroy, has a YouTube channel full of great real estate investing tips. 

His takes on things far exceed most people you'll find on the internet. 


I'm looking at Ken McElroy’s stuff for how to get into real estate investing, different strategies, different opportunities….


This is definitely the person that I would go to if I want to look at some things and as far as real estate investing. 


 Number 4 : stocks…


Stocks have still proven to be a worthy investment to go into. 


I'm a big fan of “Stock Moe”. 

Stock Mo is teacher. 


He goes into a variety of different stocks... why he picks the stocks he does...


He has some options on penny stocks, dividend stocks, and things that he has gotten into as well. 


So Stock Moe is the YouTube channel that I go to when it comes to stocks. 

Oh, and of course I would be remiss without mentioning...

 

Number 5 : cryptocurrency!

 

A lot of people have gotten into cryptocurrency and man is that a confusing field in order to look into.

 


The YouTube channel I love to look at you when it comes to cryptocurrency is Lark Davis.

 

 

Lark Davis goes to into how to build a portfolio around different crypto coins and also goes into some great information both on what’s happening currently in the market as well as some great beginner tips. 

 
So Lark Davis is my “go to: when it comes to crypto currency.

 

This is my "go-to" list when it comes to investing in different types of investing and creative investment strategies... What are some of yours?

 

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Joel Olson
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4 Signs You’re Ready for Homeownership

By Joel Olson • October 21, 2025
Buying your first home is a big deal. And while you may feel like you’re ready to take that step, here are 4 things that will prove it out. 1. You have at least 5% available for a downpayment. To buy your first home, you need to come up with at least 5% for a downpayment. From there, you’ll be expected to have roughly 1.5% of the purchase price set aside for closing costs. If you’ve saved your downpayment by accumulating your own funds, it means you have a positive cash flow which is a good thing. However, if you don’t quite have enough saved up on your own, but you have a family member who is willing to give you a gift to assist you, that works too. 2. You have established credit. Building a credit score takes some time. Before any lender considers you for mortgage financing, they want to see that you have an established history of repaying the money you’ve already borrowed. Typically two trade lines, for a period of two years, with a minimum amount of $2000, should work! Now, if you’ve had some credit issues in the past, it doesn’t mean you aren’t ready to be a homeowner. However, it might mean a little more planning is required! A co-signor can be considered here as well. 3. You have the income to make your mortgage payments. And then some. If you’re going to borrow money to buy a house, the lender wants to make sure that you have the ability to pay it back. Plus interest. The ideal situation is to have a permanent full-time position where you’re past probation. Now, if you rely on any inconsistent forms of income, having a two-year history is required. A good rule of thumb is to keep the costs of homeownership to under a third of your gross income, leaving you with two-thirds of your income to pay for your life. 4. You’ve discussed mortgage financing with a professional. Buying your first home can be quite a process. With all the information available online, it’s hard to know where to start. While you might feel ready, there are lots of steps to take; way more than can be outlined in a simple article like this one. So if you think you’re ready to buy your first home, the best place to start is with a preapproval! Let's discuss your financial situation, talk through your downpayment options, look at your credit score, assess your income and liabilities, and ultimately see what kind of mortgage you can qualify for to become a homeowner! Please connect anytime; it would be a pleasure to work with you!
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Mortgages Aren’t One-Size-Fits-All

By Joel Olson • October 7, 2025
Why the Cheapest Mortgage Isn’t Always the Smartest Move Some things are fine to buy on the cheap. Generic cereal? Sure. Basic airline seat? No problem. A car with roll-down windows? If it gets you where you're going, great. But when it comes to choosing a mortgage? That’s not the time to cut corners. A “no-frills” mortgage might sound appealing with its rock-bottom interest rate, but what’s stripped away to get you that rate can end up costing you far more in the long run. These mortgages often come with severe limitations—restrictions that could hit your wallet hard if life throws you a curveball. Let’s break it down. A typical no-frills mortgage might offer a slightly lower interest rate—maybe 0.10% to 0.20% less. That could save you a few hundred dollars over a few years. But that small upfront saving comes at the cost of flexibility: Breaking your mortgage early? Expect a massive penalty. Want to make extra payments? Often not allowed—or severely restricted. Need to move and take your mortgage with you? Not likely. Thinking about refinancing? Good luck doing that without a financial hit. Most people don’t plan on breaking their mortgage early—but roughly two-thirds of Canadians do, often due to job changes, separations, relocations, or expanding families. That’s why flexibility matters. So why do lenders even offer no-frills mortgages? Because they know the stats. And they know many borrowers chase the lowest rate without asking what’s behind it. Some banks count on that. Their job is to maximize profits. Ours? To help you make an informed, strategic choice. As independent mortgage professionals, we work for you—not a single lender. That means we can compare multiple products from various financial institutions to find the one that actually suits your goals and protects your long-term financial health. Bottom line: Don’t let a shiny low rate distract you from what really matters. A mortgage should fit your life—not the other way around. Have questions? Want to look at your options? I’d be happy to help. Let’s chat.