Who I Am Listening to for Different Kinds of Investing Advice

Joel Olson • November 15, 2021

Who I believe is worth listening to when it comes to unique investment strategies

Okay, so as people have more and more money, we're often asked, "What do we do for different types of investments?" 


And, "Were are we putting our money?"


And, "Where do we get advice from?" 


Now I'm a big advocate for the idea that people use professionals and get information and do a ton of research in order to get the best return on their money, in order to get the best information and to have the best situation possible. 


So here's a list of some of the people I'm listening to on a variety of different investments that could be helpful for you. 


 Number one: Sports card investing. I love sports card investing! 


Did you know that the average sports card has a 30 to 35% return year over year? 


It's one of the most lucrative investments out there. 


You'll be surprised at how many very wealthy people consider this a core part of their investing strategy. 


My "go to" advisor on this is SportsCardInvestor.com. 

On this site and Youtube Channel, you can find weekly tips. 


You can find secrets on how to get into the hobby on how to start your collection and different strategies. 


In particular, the principal person behind this is someone who has invest in tech companies and knows the business side really, really well. 


So Sports Card Investor is the best YouTube channel for me when it comes to investing. 


 Number two: gold, silver and commodities. 


Obviously people are looking more and more on physical gold and silver. It's a hard thing to understand, but I found that it is a really good way to hedge yourself against inflation. 


My “go to” video advisor right now that I'm watching is a guy by name of Silver Dragons

On his page he has a list on different types of chunk server you can buy, different ways you can buy it, how to understand “spot”... it's got a lot of really basic videos that I find UBER helpful on things.

Number 3 - What about real estate? 


 Well, you don't have to be around very long to be familiar with Rich Dad Poor Dad. 


 Rich Dad's advisor, Ken McElroy, has a YouTube channel full of great real estate investing tips. 

His takes on things far exceed most people you'll find on the internet. 


I'm looking at Ken McElroy’s stuff for how to get into real estate investing, different strategies, different opportunities….


This is definitely the person that I would go to if I want to look at some things and as far as real estate investing. 


 Number 4 : stocks…


Stocks have still proven to be a worthy investment to go into. 


I'm a big fan of “Stock Moe”. 

Stock Mo is teacher. 


He goes into a variety of different stocks... why he picks the stocks he does...


He has some options on penny stocks, dividend stocks, and things that he has gotten into as well. 


So Stock Moe is the YouTube channel that I go to when it comes to stocks. 

Oh, and of course I would be remiss without mentioning...

 

Number 5 : cryptocurrency!

 

A lot of people have gotten into cryptocurrency and man is that a confusing field in order to look into.

 


The YouTube channel I love to look at you when it comes to cryptocurrency is Lark Davis.

 

 

Lark Davis goes to into how to build a portfolio around different crypto coins and also goes into some great information both on what’s happening currently in the market as well as some great beginner tips. 

 
So Lark Davis is my “go to: when it comes to crypto currency.

 

This is my "go-to" list when it comes to investing in different types of investing and creative investment strategies... What are some of yours?

 

A man with a beard and a suit is smiling for the camera.
Joel Olson
GET STARTED

Home Reno Dreams? Let’s Talk Mortgage Financing

By Joel Olson • February 17, 2026
How to Use Your Mortgage to Finance Home Renovations Home renovations can be exciting—but they can also be expensive. Whether you're upgrading your kitchen, finishing the basement, or tackling a much-needed repair, the cost of materials and labour adds up quickly. If you don’t have all the cash on hand, don’t worry. There are smart ways to use mortgage financing to fund your renovation plans without derailing your financial stability. Here are three mortgage-related strategies that can help: 1. Refinancing Your Mortgage If you're already a homeowner, one of the most straightforward ways to access funds for renovations is through a mortgage refinance. This involves breaking your current mortgage and replacing it with a new one that includes the amount you need for your renovations. Key benefits: You can access up to 80% of your home’s appraised value , assuming you qualify. It may be possible to lower your interest rate or reduce your monthly payments. Timing tip: If your mortgage is up for renewal soon, refinancing at that time can help you avoid prepayment penalties. Even mid-term refinancing could make financial sense, depending on your existing rate and your renovation goals. 2. Home Equity Line of Credit (HELOC) If you have significant equity in your home, a Home Equity Line of Credit (HELOC) can offer flexible funding for renovations. A HELOC is a revolving credit line secured against your home, typically at a lower interest rate than unsecured borrowing. Why consider a HELOC? You only pay interest on the amount you use. You can access funds as needed, which is ideal for staged or ongoing renovations. You maintain the terms of your existing mortgage if you don’t want to refinance. Unlike a traditional loan, a HELOC allows you to borrow, repay, and borrow again—similar to how a credit card works, but with much lower rates. 3. Purchase Plus Improvements Mortgage If you're in the market for a new home and find a property that needs some work, a "Purchase Plus Improvements" mortgage could be a great option. This allows you to include renovation costs in your initial mortgage. How it works: The renovation funds are advanced based on a quote and are held in trust until the work is complete. The renovations must add value to the property and meet lender requirements. This type of mortgage lets you start with a home that might be more affordable upfront and customize it to your taste—all while building equity from day one. Final Thoughts Your home is likely your biggest investment, and upgrading it wisely can enhance both your comfort and its value. Mortgage financing can be a powerful tool to fund renovations without tapping into high-interest debt. The right solution depends on your unique financial situation, goals, and timing. Let’s chat about your options, run the numbers, and create a plan that works for you. 📞 Ready to renovate? Connect anytime to get started!

First-Time Buyer? Here’s How to Tell If You’re Ready

By Joel Olson • February 3, 2026
Ready to Buy Your First Home? Here’s How to Know for Sure Buying your first home is exciting—but it’s also a major financial decision. So how can you tell if you’re truly ready to take that leap into homeownership? Whether you’re confident or still unsure, these four signs are solid indicators that you’re on the right path: 1. You’ve Got Your Down Payment and Closing Costs in Place To purchase a home in Canada, you’ll need at least 5% of the purchase price as a down payment. In addition, plan for around 1.5% to 2% of the home’s value to cover closing costs like legal fees, insurance, and adjustments. If you’ve managed to save this on your own, that’s a great sign of financial discipline. If you're receiving help from a family member through a gifted down payment , that works too—as long as the paperwork is in order. Either way, having these funds ready shows you’re prepared for the upfront costs of homeownership. 2. Your Credit Profile Tells a Good Story Lenders want to know how you manage debt. Before they approve you for a mortgage, they’ll review your credit history. What they typically like to see: At least two active credit accounts (trade lines) , like a credit card or loan Each with a minimum limit of $2,000 Open and active for at least 2 years Even if your credit isn’t perfect, don’t panic. There may still be options, such as using a co-signer or working on a credit improvement plan with a mortgage expert. 3. Your Income Can Support Homeownership—Comfortably A steady income is essential, but not all income is treated equally. If you’re full-time and past probation , you’re in a strong position. If you’re self-employed, on contract, or rely on variable income like tips or commissions, you’ll generally need a two-year history to qualify. A general rule: housing costs (mortgage, taxes, utilities) should stay under 35% of your gross monthly income . That leaves plenty of room for other living expenses, savings, and—yes—some fun too. 4. You’ve Talked to a Mortgage Professional Let’s be real—there’s a lot of info out there about buying a home. Google searches and TikToks can only take you so far. If you're serious about buying, speaking with a mortgage professional is the most effective next step. Why? Because you'll: Get pre-approved (and know what price range you're working with) Understand your loan options and the qualification process Build a game plan that suits your timeline and financial goals The Bottom Line: Being “ready” to buy a home isn’t just about how much you want it—it’s about being financially prepared, credit-ready, and backed by expert advice. If you’re thinking about homeownership, let’s chat. I’d love to help you understand your options, crunch the numbers, and build a plan that gets you confidently across the finish line—keys in hand.