Who I Am Listening to for Different Kinds of Investing Advice

Joel Olson • November 15, 2021

Who I believe is worth listening to when it comes to unique investment strategies

Okay, so as people have more and more money, we're often asked, "What do we do for different types of investments?" 


And, "Were are we putting our money?"


And, "Where do we get advice from?" 


Now I'm a big advocate for the idea that people use professionals and get information and do a ton of research in order to get the best return on their money, in order to get the best information and to have the best situation possible. 


So here's a list of some of the people I'm listening to on a variety of different investments that could be helpful for you. 


 Number one: Sports card investing. I love sports card investing! 


Did you know that the average sports card has a 30 to 35% return year over year? 


It's one of the most lucrative investments out there. 


You'll be surprised at how many very wealthy people consider this a core part of their investing strategy. 


My "go to" advisor on this is SportsCardInvestor.com. 

On this site and Youtube Channel, you can find weekly tips. 


You can find secrets on how to get into the hobby on how to start your collection and different strategies. 


In particular, the principal person behind this is someone who has invest in tech companies and knows the business side really, really well. 


So Sports Card Investor is the best YouTube channel for me when it comes to investing. 


 Number two: gold, silver and commodities. 


Obviously people are looking more and more on physical gold and silver. It's a hard thing to understand, but I found that it is a really good way to hedge yourself against inflation. 


My “go to” video advisor right now that I'm watching is a guy by name of Silver Dragons

On his page he has a list on different types of chunk server you can buy, different ways you can buy it, how to understand “spot”... it's got a lot of really basic videos that I find UBER helpful on things.

Number 3 - What about real estate? 


 Well, you don't have to be around very long to be familiar with Rich Dad Poor Dad. 


 Rich Dad's advisor, Ken McElroy, has a YouTube channel full of great real estate investing tips. 

His takes on things far exceed most people you'll find on the internet. 


I'm looking at Ken McElroy’s stuff for how to get into real estate investing, different strategies, different opportunities….


This is definitely the person that I would go to if I want to look at some things and as far as real estate investing. 


 Number 4 : stocks…


Stocks have still proven to be a worthy investment to go into. 


I'm a big fan of “Stock Moe”. 

Stock Mo is teacher. 


He goes into a variety of different stocks... why he picks the stocks he does...


He has some options on penny stocks, dividend stocks, and things that he has gotten into as well. 


So Stock Moe is the YouTube channel that I go to when it comes to stocks. 

Oh, and of course I would be remiss without mentioning...

 

Number 5 : cryptocurrency!

 

A lot of people have gotten into cryptocurrency and man is that a confusing field in order to look into.

 


The YouTube channel I love to look at you when it comes to cryptocurrency is Lark Davis.

 

 

Lark Davis goes to into how to build a portfolio around different crypto coins and also goes into some great information both on what’s happening currently in the market as well as some great beginner tips. 

 
So Lark Davis is my “go to: when it comes to crypto currency.

 

This is my "go-to" list when it comes to investing in different types of investing and creative investment strategies... What are some of yours?

 

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Joel Olson
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First-Time Buyer? Here’s How to Tell If You’re Ready

By Joel Olson • February 3, 2026
Ready to Buy Your First Home? Here’s How to Know for Sure Buying your first home is exciting—but it’s also a major financial decision. So how can you tell if you’re truly ready to take that leap into homeownership? Whether you’re confident or still unsure, these four signs are solid indicators that you’re on the right path: 1. You’ve Got Your Down Payment and Closing Costs in Place To purchase a home in Canada, you’ll need at least 5% of the purchase price as a down payment. In addition, plan for around 1.5% to 2% of the home’s value to cover closing costs like legal fees, insurance, and adjustments. If you’ve managed to save this on your own, that’s a great sign of financial discipline. If you're receiving help from a family member through a gifted down payment , that works too—as long as the paperwork is in order. Either way, having these funds ready shows you’re prepared for the upfront costs of homeownership. 2. Your Credit Profile Tells a Good Story Lenders want to know how you manage debt. Before they approve you for a mortgage, they’ll review your credit history. What they typically like to see: At least two active credit accounts (trade lines) , like a credit card or loan Each with a minimum limit of $2,000 Open and active for at least 2 years Even if your credit isn’t perfect, don’t panic. There may still be options, such as using a co-signer or working on a credit improvement plan with a mortgage expert. 3. Your Income Can Support Homeownership—Comfortably A steady income is essential, but not all income is treated equally. If you’re full-time and past probation , you’re in a strong position. If you’re self-employed, on contract, or rely on variable income like tips or commissions, you’ll generally need a two-year history to qualify. A general rule: housing costs (mortgage, taxes, utilities) should stay under 35% of your gross monthly income . That leaves plenty of room for other living expenses, savings, and—yes—some fun too. 4. You’ve Talked to a Mortgage Professional Let’s be real—there’s a lot of info out there about buying a home. Google searches and TikToks can only take you so far. If you're serious about buying, speaking with a mortgage professional is the most effective next step. Why? Because you'll: Get pre-approved (and know what price range you're working with) Understand your loan options and the qualification process Build a game plan that suits your timeline and financial goals The Bottom Line: Being “ready” to buy a home isn’t just about how much you want it—it’s about being financially prepared, credit-ready, and backed by expert advice. If you’re thinking about homeownership, let’s chat. I’d love to help you understand your options, crunch the numbers, and build a plan that gets you confidently across the finish line—keys in hand.

Bank of Canada Rate Announcement Jan 28th, 2026

By Joel Olson • January 28, 2026
Bank of Canada maintains policy rate at 2¼%. FOR IMMEDIATE RELEASE Media Relations Ottawa, Ontario January 28, 2026 The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed relative to the projection in the October Monetary Policy Report (MPR). However, the outlook is vulnerable to unpredictable US trade policies and geopolitical risks. Economic growth in the United States continues to outpace expectations and is projected to remain solid, driven by AI-related investment and consumer spending. Tariffs are pushing up US inflation, although their effect is expected to fade gradually later this year. In the euro area, growth has been supported by activity in service sectors and will get additional support from fiscal policy. China’s GDP growth is expected to slow gradually, as weakening domestic demand offsets strength in exports. Overall, the Bank expects global growth to average about 3% over the projection horizon. Global financial conditions have remained accommodative overall. Recent weakness in the US dollar has pushed the Canadian dollar above 72 cents, roughly where it had been since the October MPR. Oil prices have been fluctuating in response to geopolitical events and, going forward, are assumed to be slightly below the levels in the October report. US trade restrictions and uncertainty continue to disrupt growth in Canada. After a strong third quarter, GDP growth in the fourth quarter likely stalled. Exports continue to be buffeted by US tariffs, while domestic demand appears to be picking up. Employment has risen in recent months. Still, the unemployment rate remains elevated at 6.8% and relatively few businesses say they plan to hire more workers. Economic growth is projected to be modest in the near term as population growth slows and Canada adjusts to US protectionism. In the projection, consumer spending holds up and business investment strengthens gradually, with fiscal policy providing some support. The Bank projects growth of 1.1% in 2026 and 1.5% in 2027, broadly in line with the October projection. A key source of uncertainty is the upcoming review of the Canada-US-Mexico Agreement. CPI inflation picked up in December to 2.4%, boosted by base-year effects linked to last winter’s GST/HST holiday. Excluding the effect of changes in taxes, inflation has been slowing since September. The Bank’s preferred measures of core inflation have eased from 3% in October to around 2½% in December. Inflation was 2.1% in 2025 and the Bank expects inflation to stay close to the 2% target over the projection period, with trade-related cost pressures offset by excess supply. Monetary policy is focused on keeping inflation close to the 2% target while helping the economy through this period of structural adjustment. Governing Council judges the current policy rate remains appropriate, conditional on the economy evolving broadly in line with the outlook we published today. However, uncertainty is heightened and we are monitoring risks closely. If the outlook changes, we are prepared to respond. The Bank is committed to ensuring that Canadians continue to have confidence in price stability through this period of global upheaval. Information note The next scheduled date for announcing the overnight rate target is March 18, 2026. The Bank’s next MPR will be released on April 29, 2026. Read the January 28th, 2026 Monetary Report