Articles to keep you learning

Three people in business attire discussing documents around a glass table in a bright office
By Joel Olson July 22, 2026
Millions of Canadians are renewing in 2026 at higher rates. Here's how to avoid overpaying, use the 120-day rate hold, and switch lenders penalty-free.
Bright living room with beige sofas, large windows, a gray rug, and a potted plant by the wall.
By Joel Olson July 21, 2026
Get stress-free mortgage help for rural & complex files. Contact us today for expert assistance!
By Joel Olson July 15, 2026
The Bank of Canada announced today that it is holding its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The tone of today's announcement is notably more optimistic than previous months. Here's what's changed and what it means for you.
Man smiling on a sofa, holding a phone and celebrating, in a bright living room
By Joel Olson July 7, 2026
Understand cashback mortgages & their costs. Contact us for expert advice on your mortgage options!
Four people chatting on a sunny suburban street near houses and trees
By Joel Olson June 24, 2026
Not all mortgage brokers in Kamloops are equal. Here is what actually matters when choosing a mortgage broker in Kamloops and the Thompson Okanagan.
Hand placing a coin into a white piggy bank on a table
By Joel Olson June 23, 2026
Learn how to secure a mortgage for a second property. Consult a mortgage expert for tailored advice today!
Two people reviewing papers at a kitchen table with a tablet and laptop, in a bright home interior.
By Joel Olson June 17, 2026
A reverse mortgage lets BC homeowners 55 and older access their home equity without monthly payments. Here is how it works, who it suits, and what to watch out for.
Four colleagues in a meeting around a laptop and papers in a bright office with city view.
By Joel Olson June 15, 2026
Alternative mortgage lenders approve files that banks won't. Here is a plain-language guide to how they work, who they help, and when they are the right choice in BC.
Person sitting at a desk with a laptop in a bright home office, notebook and phone nearby, clock on wall
By Joel Olson June 10, 2026
Your bank declined your mortgage because you are self-employed. Here is why that happens, what your actual options are, and how to qualify in BC.
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