The 34 coolest online workouts that you can do from home during COVID-19

Joel Olson • April 19, 2020

 


 

1. Fitness Blender:  https://www.fitnessblender.com/videos

 

This husband and wife team’s websites contain a plethora of workouts. Workouts contain a total body, strength, pilates, kickboxing. The workouts contain a variety of different options for time, so its something you can use regardless of how much time you have. They also have some paid options for some more custom plans.

 

2. Do Yoga with Me:  https://www.doyogawithme.com/yoga-classes

 

The majority of the classes are filmed outdoors in BC. Do Yoga with me, contains yoga classes for all different levels. It also has options for kids as young as two years old and a section for seniors. Another added feature is they have a lot of yoga videos that target specific areas that you may want to target.

 

3. Orange Theory Fitness:  https://www.orangetheory.com/en-us/athome/

 

This science-based workout around getting your heart rate to go through several different zones to achieve maximum results has “At-Home” workouts that contain cardio and strength training. All of the workouts contain options for household objects you can use for the weight component.

 

4. Upside-Down Pilates:

 

  https://www.youtube.com/user/jefforig/videos

 

Video workouts here contain various pilates workouts for all levels. Workouts are designed for at home, or even when traveling. Many of the workouts are quite short, and there is also some to go with foot injuries.

 

5. HASfit: 

 

https://www.youtube.com/user/KozakSportsPerform

 

This particular workout channel has videos designed for all types of fitness goals. There are great videos for HITT, Dumbell, and also age-specific classes for seniors and teenagers for working out.

 

6. BodyArt:  https://www.bodyart-studios.com/take-class

 

BodyArt was designed by Ryan Daniel Beck, a choreographer, it combines Yoga, Dance, Mindfulness, and Strength Traning. They hold live classes on Facebook at 7amPSt, and Instagram at 4:30Pst for free.

 

7. Rumble:  https://www.instagram.com/p/B92fcZfHPHJ/

 

Rumble, a popular boxing studio, hosts daily Instagram live classes with Cardio and Bodyweight Workouts. Classes vary in times, so best to check their schedule daily.

 

8. Rowhouse:  https://www.facebook.com/rowhousego/

 

Rowhouse is exactly like it sounds. A workout with rowing machines. They are hosting daily facebook lives classes for free. Some workouts require a mat and some small weights.

 

9. Barry’s Bootcamp:  https://www.instagram.com/barrys/

 

The popular fitness gym combines weight training and treadmill work. Daily they are broadcasting Instagram live sessions with trainers from around the world. They have also opened up an online store to allow you to order anything you need to work out from home- most of their classes are bodyweight though.

 

10. Ta Bo Fitness:  www.youtube.com/channel/UCMGIp3jifsoufZv_y8_c1Qg

 

These free workout videos combine cardio and martial arts. The workout claims to burn up to 120 calories per workout and last in length from 30 minutes to one hour.

 

11: 567 Broadway:  https://www.567broadway.com/

 

This is a musical workout to your favorite Broadway shows. All workouts have cardio and strength training and the are currently free on youtube.

 

12. Box and Flow:  https://www.instagram.com/boxandflow/

 

Box and Flow combines boxing and yoga into one workout. They are currently streaming free classes via Instagram Live at various times throughout the day.

 

13. Fhitting Room on Demand:  https://ondemand.fhittingroom.com/

 

The fhitting room offers HITT workouts with strength building through Kettlebells. You can currently receive a free 30 day trial for on-demand workouts.

 

14. Mayweather Boxing and Fitness:  https://mayweather.fit/

 

Currently they are offering free Instagram workouts with cardio and boxing. They also have several ongoing challenges that you can be involved in.

 

15. Spartan Unbreakable:  https://life.spartan.com/tag/be-unbreakable

 

Designed by the Spartan Company responsible for the Spartan Events, they are currently uploading a family workout for every day. The site also has quite a bit of content around fitness, nutrition, and relationships.

 

16. 9Round:  https://www.facebook.com/9RoundOfficial/

 

The popular kickboxing workout offers a Facebook Live streaming workout at 3 pm PST every day.

 

17. MySwimPro:  https://myswimpro.com/

 

MySwimPro has workouts for swimmers to use on dryland and inside of the pool. It’s a downloadable app with other content that can be accessed as well

 

18. Nike Training Club:  https://apps.apple.com/us/app/nike-training-club/id301521403

 

A brand that needs no introduction. The Nike training app is free and has over 185 workouts that you can stream.

 

19. Fly London:  https://www.instagram.com/fly_ldn/?utm_source=ig_embed

 

This London yoga and barre studio offers hip hop yoga classes and sweaty barre classes. Currently, they are streaming their classes on Instagram Live and posting them on YouTube. Sessions last for 45 minutes.

 

20. Sweaty Betty:  http://www.sweatybetty.com/us/free-online-workout-videos

 

Sweaty Betty is a UK-Based Fitness Brand. They have loads of free fitness videos, varying in length and also in type of workouts (yoga, barre, HITT, and boxing).

 

21. Zuzka Light:  https://zuzkalight.com/

 

There is a ton of content here. In the free workout section, you can find bodyweight, kettlebell, HITT, and jump rope workouts. There is also a ton of great content in the form of blogs, and some great custom options.

 

22. Blogilates:  https://www.youtube.com/user/blogilates

 

This streaming channel has Pilate workouts set to music. All workouts are easy for anyone to do, and the channel has many other videos around clean eating and self-esteem that are excellent too.

 

23. The Fitness Marshall:  https://www.youtube.com/user/TheFitnessMarshall

 

The Fitness Marshall workouts are set to popular music. All workouts are short and cardio-based.

 

24. Tone it up:  https://www.youtube.com/user/ToneItUpcom

 

This streaming workout offers toning workouts. All workouts allow you to use household objects and you combine many short ones into a playlist to design a great workout.

 

25. SLT:  https://www.instagram.com/sltnyc/channel/

 

SLT stands for strengthen, lengthen and tone. Currently, they are offering Instagram Live classes for free.

 

26. Aarmy: https://www.instagram.com/aarmy/?hl=en

 

Streaming on Instagram live, these boot camps are not for the faint of heart. They usually have four live classes in the morning.

 

27. FightCamp:  https://joinfightcamp.com/

 

FightCamp is online virtual booking workouts. In addition to working out with online instructors, their app allows your progress to be tracked and improved upon.

 

28. Y7 Studio:  https://www.instagram.com/y7studio/

 

Y7 Studio is a yoga class that is down in the dark to candlelight and hip-hop music. They are currently offering Instagram classes live for all levels.

 

29. Physique57:  https://physique57.com/

 

Physique 57 is offering a free trial to have online access to all their studios. Physique 57 is a barre workout, and all the needed materials are things that you will have access to in your house.

 

30. Johnson and Johnson 7 Minute Workout:  https://apps.apple.com/us/app/j-j-official-7-minute-workout/id784797900

 

Johnson and Johnson has created a free app full of seven-minute workouts that you can get maximum results from.

 

31: SoulCycle’s Off the Bike:  https://soul-cycle.com/news/offthebike

 

Soulcycle is currently offering free Instagram classes that focus on bodyweight, cardio, and mindfulness. No equipment needed.

 

32. “The Class”  https://theclass.com/digitalstudio

 

Taryn Toomey’s workout class combines both plyometric and calisthenics with popular music. There is a mindfulness component, that means it’s a great workout that also helps with stress and anxiety. Currently, there is a two- week free trial.

 

33. Solidcore:  https://www.instagram.com/solidcore/channel/

 

Solidcore is offering free Instagram live classes. The workout combines Pilates, strength training and sliders to take the place of the reformers.

 

34. ConBody:  https://conbody.com/

 

Conbody is a workout developed by Coss Marte – when he was in prison. The workout is designed to be done in small places and uses only bodyweight. You can get a subscription for $9/month.

 

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Joel Olson
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Collateral vs. Standard Mortgage: Pros and Cons Explained

By Joel Olson • January 20, 2026
Mortgage Registration 101: What You Need to Know About Standard vs. Collateral Charges When you’re setting up a mortgage, it’s easy to focus on the rate and monthly payment—but what about how your mortgage is registered? Most borrowers don’t realize this, but there are two common ways your lender can register your mortgage: as a standard charge or a collateral charge . And that choice can affect your flexibility, future borrowing power, and even your ability to switch lenders. Let’s break down what each option means—without the legal jargon. What Is a Standard Charge Mortgage? Think of this as the “traditional” mortgage. With a standard charge, your lender registers exactly what you’ve borrowed on the property title. Nothing more. Nothing hidden. Just the principal amount of your mortgage. Here’s why that matters: When your mortgage term is up, you can usually switch to another lender easily —often without legal fees, as long as your terms stay the same. If you want to borrow more money down the line (for example, for renovations or debt consolidation), you’ll need to requalify and break your current mortgage , which can come with penalties and legal costs. It’s straightforward, transparent, and offers more freedom to shop around at renewal time. What Is a Collateral Charge Mortgage? This is a more flexible—but also more complex—type of mortgage registration. Instead of registering just the amount you borrow, a collateral charge mortgage registers for a higher amount , often up to 100%–125% of your home’s value . Why? To allow you to borrow additional funds in the future without redoing your mortgage. Here’s the upside: If your home’s value goes up or you need access to funds, a collateral charge mortgage may let you re-borrow more easily (if you qualify). It can bundle other credit products—like a line of credit or personal loan—into one master agreement. But there are trade-offs: You can’t switch lenders at renewal without hiring a lawyer and paying legal fees to discharge the mortgage. It may limit your ability to get a second mortgage with another lender because the original lender is registered for a higher amount than you actually owe. Which One Should You Choose? The answer depends on what matters more to you: flexibility in future borrowing , or freedom to shop around for better rates at renewal. Why Talk to a Mortgage Broker? This kind of decision shouldn’t be made by default—or by what a single lender offers. An independent mortgage professional can help you: Understand how your mortgage is registered (most people never ask!) Compare lenders that offer both options Make sure your mortgage aligns with your future goals—not just today’s needs We look at your full financial picture and explain the fine print so you can move forward with confidence—not surprises. Have questions? Let’s talk. Whether you’re renewing, refinancing, or buying for the first time, I’m here to help you make smart, informed choices about your mortgage. No pressure—just answers.
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Everything You Should Know Before Buying a Home

By Joel Olson • January 13, 2026
Thinking About Buying a Home? Here’s What to Know Before You Start Whether you're buying your very first home or preparing for your next move, the process can feel overwhelming—especially with so many unknowns. But it doesn’t have to be. With the right guidance and preparation, you can approach your home purchase with clarity and confidence. This article will walk you through a high-level overview of what lenders look for and what you’ll need to consider in the early stages of buying a home. Once you’re ready to move forward with a pre-approval, we’ll dive into the details together. 1. Are You Credit-Ready? One of the first things a lender will evaluate is your credit history. Your credit profile helps determine your risk level—and whether you're likely to repay your mortgage as agreed. To be considered “established,” you’ll need: At least two active credit accounts (like credit cards, loans, or lines of credit) Each with a minimum limit of $2,500 Reporting for at least two years Just as important: your repayment history. Make all your payments on time, every time. A missed payment won’t usually impact your credit unless you’re 30 days or more past due—but even one slip can lower your score. 2. Is Your Income Reliable? Lenders are trusting you with hundreds of thousands of dollars, so they want to be confident that your income is stable enough to support regular mortgage payments. Salaried employees in permanent positions generally have the easiest time qualifying. If you’re self-employed, or your income includes commission, overtime, or bonuses, expect to provide at least two years’ worth of income documentation. The more predictable your income, the easier it is to qualify. 3. What’s Your Down Payment Plan? Every mortgage requires some amount of money upfront. In Canada, the minimum down payment is: 5% on the first $500,000 of the purchase price 10% on the portion above $500,000 20% for homes over $1 million You’ll also need to show proof of at least 1.5% of the purchase price for closing costs (think legal fees, appraisals, and taxes). The best source of a down payment is your own savings, supported by a 90-day history in your bank account. But gifted funds from immediate family and proceeds from a property sale are also acceptable. 4. How Much Can You Actually Afford? There’s a big difference between what you feel you can afford and what you can prove you can afford. Lenders base your approval on verifiable documentation—not assumptions. Your approval amount depends on a variety of factors, including: Income and employment history Existing debts Credit score Down payment amount Property taxes and heating costs for the home All of these factors are used to calculate your debt service ratios—a key indicator of whether your mortgage is affordable. Start Early, Plan Smart Even if you’re months (or more) away from buying, the best time to start planning is now. When you work with an independent mortgage professional, you get access to expert advice at no cost to you. We can: Review your credit profile Help you understand how lenders view your income Guide your down payment planning Determine how much you can qualify to borrow Build a roadmap if your finances need some fine-tuning If you're ready to start mapping out your home buying plan or want to know where you stand today, let’s talk. It would be a pleasure to help you get mortgage-ready.